Central Bank Gold Reserves

With China and India acquiring gold it is interesting to see that the United States still holds almost eight times the gold that China does and more than fourteen times India’s reserves. Of note is that the United States has 78% of its foreign reserves in gold.

Arkansas Bank Charges 82,563% Overdraft Interest

The fuss lately over bank fees has left me mostly disinterested. After all, fees are what other people pay — those folks who don’t know how to manage their money. Wrong. When it happens to you then it isn’t carelessness any more. It’s just the law of averages — sooner or later the fee devil will get you.

Foreign Holders of Treasury Securities

Even with a scenario that is not quite as bad as the news would have us believe, the U.S. still needs to work vigorously at reducing its debt. The supposed agent of change, Barack Obama, is carrying on the same old policy of borrow and spend, except in much larger quantities. How sad.

Jesus Christ Teaches About Money

My Easter Sunday talk that includes four parables about money and the application of the principles found therein.

Problems with Checking Finder Identity Check

Potential problems applying through Checking Finder in proving your identity. Recommendations on how to pass the security question test.

Comparing Lending Club with Prosper

Even though Prosper has the higher earnings its losses are greater. Bear in mind the loans on Prosper have been running twice as long as my Lending Club loans, hence more opportunity for loans to fall behind.L

Four New Features from Lending Club

Well, we spend around $50 attracting a new customer anyway so instead of making an ad agency richer, we thought it would make more sense to let you invite your friends and deposit $50 in their account, make them $50 richer and make you look good in the process!

Credit Karma Checkup

The first thing I came across when I logged in was my credit score represented as a graph. The was a credit snapshot which among other things told me my score could improve by obtaining more premium bankcard accounts and having more accounts in good standing.

The Mattress Race

Here is a 70 second video that confirms what many of us have already found out by sad experience. You will know what I mean after you see the video. Presented is a race among equity mutual funds, bonds, a balanced fund, and mattress saving.

Budget Shortfall Smaller in Utah

It’s important to understand that Utah, though in a difficult economic situation, certainly is in a better place than many other states throughout the country.

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