Rewards Checking: First Arkansas Bank & Trust

First Arkansas Bank & Trust offers only 4.4% but with one redeeming quality — the rate applies up to $50,000.

Rewards Checking: First State Bank

The worst part of Rewards Checking is that in many cases you are dealing with a small bank that hasn’t figured out how to get potential customers from out of state signed up over the Internet.

Rewards Checking at Deseret First Credit Union

Regular readers of the Rickety blog know that I am a big fan of rewards checking accounts. They have a high interest rate, are FDIC insured, and are very liquid.

Rewards Checking

I identified a few at 6.01% that were out of state. Several had very clunky Internet sign up procedures such that I was unable to sign up online. For example, at one bank my browser would crash. At another bank I was diverted to a PDF form with no instructions on what to do with it. Yet another bank had nowhere to start the sign up process.