Credit Karma Checkup

Credit Report and Credit Score

When it comes to a checkup of our credit standing, most of us know we can go to AnnualCreditReport.com for our free credit reports. Every four months I check my rickety credit with one of the three credit reporting agencies, Equifax, Experian, and TransUnion, so that for example, Experian is acessed once a year. But if you want to see your FICO score you usually have to pay for it. Unless you use Credit Karma.

Free Credit Score

Credit Karma provides users with free credit scores and will track these scores for you. There are also tools to to help you learn about improving your credit scores. The scores range from 300 to 850 which corresponds to the same scale as the FICO Score. Credit Karma shows personalized offers based on your credit profile. This subsidizes the free credit score tracking. The site also has a very informative blog, for example, read about Planning an Emergency Fund.

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