First Arkansas Bank & Trust offers only 4.4% but with one redeeming quality — the rate applies up to $50,000.
Potential problems applying through Checking Finder in proving your identity. Recommendations on how to pass the security question test.
I found that online at the bank there was no way to transfer money and also no internal messaging once I logged in. I sent an email to the bank asking about transfers and mentioned this was an important feature for me because I lived out of state.